About Parsons Insurance Agency: Auto Insurance, Homeowners Insurance, Business Insurance, Health & Life Insurance and more.

Proud to be an Independent Insurance Agency

We provide business and individuals with personal attention, experience and knowledge.

When calling our office, you are greeted by agents who are committed to solve your insurance needs and educated to know how, through the most current technology. The PARSONS INSURANCE AGENCY was established in 1954, in Elyria, Ohio as an independent multiple lines insurance office. Originally known as Buckeye Insurance Agency, we have earned a reputation of providing businesses and individuals with personal attention, experience and knowledge.

What you want and what you need…

Everyone loves choices and, unfortunately, not every agency can offer them.  If you are not dealing with an Independent Insurance Agency, you are limited to one choice and one insurance company.  One choice is no choice at all.  If rates increase or other issues arise your only choice is to find another agency.  Parsons Insurance Agency is an Independent Insurance Agency. This means we represent a host of highly rated regional and national insurance companies.

We can shop among our network of providers to deliver the best possible coverage at the best price, ensuring you get what you need.  We are licensed not only in Ohio, but also in Florida and Pennsylvania…a plus for those with out-of-state vacation properties. With Parsons Insurance Agency, you always have a choice.

Meet Sherrill M. ‘Cookie’ McLoda

Cookie joined the Parsons Insurance Agency in January of 1964 as a Customer Service Representative. She quickly became a licensed property, casualty, life and health agent and earned the position of office manager. Later after becoming a stockholder, Cookie became the majority owner with partner Mike Lotko. A resident of Amherst, Cookie is an active member of the community, involved in many civic affairs and local politics. She serves as Chairman of the Lorain County Metro Parks Board of Directors. Cookie is active in the Amherst Garden Club, as well as the Friends of the Amherst Public Library and the Lorain County Historical Society. Cookie served as the Safety Service Director for the City of Amherst for 8 years. She was a member of the Lorain County Children’s Services Board for 16 years and served on the Common Ground Board for 7 years. Cookie currently serves on the Board of Trustees of UH Elyria Medical Center. She is a graduate of Leadership Lorain County. In 1992, she was inducted into the Gallery of Success of Amherst Schools and in 1995 earned a distinction as one of the Top 20 Women Business Owners of NE Ohio. Cookie served on the Ohio Professional Insurance Agents Board of Directors from 1975 to 1982. She has been an insurance instructor and is the author of nationally published insurance articles. One of her greatest joys is developing relationships with customers who often visit the office just to catch up.

Meet Michael J. Lotko III

Michael joined Parsons Insurance Agency in September of 1988 as a property, casualty, life and health agent. Today, Mike is an agency co-owner with partner Cookie McLoda. Mike is a lifelong resident of Elyria and the father of two sons, MJ and Joshua. He’s active in the community, mentoring local young athletes as well as coaching various youth leagues in football, basketball and baseball. Mike is currently serving as an Elyria City Council-At-Large Councilman for his 11th term and is the current Council President. Mike’s integrity and hard work have earned him numerous awards for insurance production and performance.


Parsons Insurance Agency is committed to providing our clients with quality service and integrity in securing their insurance needs. We represent many fine insurance companies and provide protection to businesses, organizations, families and individuals. Through hard work, cooperation and expertise we help ease the burden of dealing with insurance so our clients may devote their time to running their businesses and living their lives.