Auto Insurance, Motorcycles, Boats and More in Lorain County and all of Ohio

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Auto Insurance from Parsons Insurance Agency

Merriam-Webster defines an accident as an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury.  We understand that an auto accident can have far-reaching consequences that extend well beyond ruining a good day.  From property damage to loss of income, personal injuries to legal concerns, even a simple fender bender can have not-so-simple consequences.  Parsons Insurance Agency provides the kind of auto insurance protection that offers real-world risk management solutions when you find yourself in the middle of an accident.  It’s good to know you have the protection you need when you need it most.

Choosing an Independent Insurance Agency Makes Sense

Whatever your risk, Parsons Insurance has the solution.

Knowing the difference between auto insurance companies can save you money. Knowing someone who can introduce you to your options and help you understand their differences can save you money AND frustration. As an Independent Insurance Agency, Parsons Insurance offers more than one insurance company to meet the many different needs of our clients.
Some companies specialize in affordable coverage for seniors while others offer competitive rates for young drivers. There are discounts for having your auto and homeowners insurance with the same company, discounts for multiple vehicles and other money-saving options. The professionals at Parsons Insurance Agency knows how to match the right client with the right policy, ensuring you receive every discount for which you qualify and avoiding any pitfalls by settling with a company that doesn’t meet your needs. Once we’ve found the right company, we’ll spend time explaining what your policy does as well as its limits.

  • LIABILITY: Pays in the event you’re involved in an auto accident and found liable for injuries and/or property damage suffered by others. It’s important to remember that any amount in excess of your liability limits comes out of your pocket.  So going with minimum coverage isn’t necessarily a good way to save money.
  • MEDICAL PAYMENTS: Pays the medical bills for you and your passengers, regardless of liability.
  • UNINSURED / UNDERINSURED MOTORIST: if a driver who carries no insurance or doesn’t have enough insurance injures you, this coverage protects you.
  • DAMAGE TO YOUR AUTO: This coverage pays damages in the even your vehicle is damaged, whether it’s caused by a collision on something other than a collision (hail damage, hitting a deer, etc.). This coverage comes with two applicable deductibles: one for collisions and another for anything other than collisions.

Additional available coverage can include rental car reimbursement and towing reimbursement.

Our auto insurance options include: